Student Loan Consolidation

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STUDENT LOAN CONSOLIDATION
Are your monthly payments manageable?
Too many monthly payments driving you crazy?
What are the interest rates on your loans?

One Lender and One Monthly Payment
Flexible Repayment Options
Varied Deferment Options
Reduced Monthly Payments

See how a Student Loan Consolidation can benefit you. Apply now: online, secure and fast. Good or bad credit is OK.

Student Loan Consolidation
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Student Loan Consolidation

A Student Consolidation Loan allows you to combine one or more of your federal education loans into a new loan that offers you several advantages such as one monthly payment, flexible repayment options, and reduced monthly payments.

Students and families should look into federal student loan consolidation to take advantage of the record-low interest rate.

Student loan consolidation rates are now the lowest they have been in history. Students and families are able to do a federal student loan consolidation their federal student loans one time under current law to take advantage of lower rates, which could save them thousands of dollars over the life of their loan.

Student loan consolidation may also deliver other benefits to borrowers such as eliminating the need for dealing with multiple lenders or allowing borrowers to enroll in payment plans based on a percentage of their income. Borrowers who make a set number of on-time repayments or who make payments through automatic banking can obtain additional interest rate reductions.

According to a recent survey, more than half of students graduating this year are unaware of this opportunity, which could help thousands of local students and families.

More students are graduating with debt, and the average debt per student has been increasing steadily. Students need to be able to take advantage of what’s available to them financially -- but we’re finding they may not know about it.

Under federal student loan consolidation, people can simply lock in a lower rate or can extend their payment period for as long as 30 years depending on how much they owe.

If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Student Consolidation Loan may help you.

Student Loan Consolidation FYI

Today, the average college senior graduates with $16,000 of debt. A Student Loan Consolidation allows you to combine one or more of your college loans into a new loan that offers you several advantages:

With only one lender and one monthly bill, you will find it is easier to manage your debt. You will have only one lender for all loans included in your Student Loan Consolidation
You can choose from different plans to repay your Student Loan Consolidation. These plans are flexible to meet the different needs of borrowers.
If you setup a Student Loan Consolidation while in-school, you may receive a 6-month grace period before repayment begins.

Student Loan Consolidation does not exclude anyone based on the size of their loan debt!

Student Loan Consolidation may lower your monthly payment. The minimum monthly payment on a Student Loan Consolidation is usually lower than making multiple payments to multiple lenders on multiple accounts.

Congress has shifted federal student loans from fixed-rate interest to variable rates. Consolidating student loans to a variable interest rate, rather than the current fixed-rate, could ultimately increase the the student loan repayment burden on college graduates.

Recent college graduates can lock-in current historic low rates with a federal student loan consolidation, which combines multiple federal student loans, such as Stafford and PLUS loans, into one fixed-rate loan with one low monthly payment. Even a small drop in interest rates on a federal student loan consolidation loan can have a significant, positive effect over the life of the federal student loan by reducing the interest paid each month.

SLM Corporation, commonly known as Sallie Mae, is the nation's leading provider of education funding, managing nearly $95 billion in student loans for more than 7 million borrowers. The company primarily provides federally guaranteed student loans originated under the Federal Family Education Loan Program (FFELP), and offers comprehensive information and resources to guide students, parents and guidance professionals through the financial aid process. Sallie Mae was established in 1973 as a government-sponsored enterprise (GSE) called the Student Loan Marketing Association, and began the privatization process in 1997. Since then, the parent company name has changed, most recently to SLM Corporation. Through its specialized subsidiaries and divisions, Sallie Mae also provides an array of consumer credit loans, including those for lifelong learning and K-12 education, and business and technical products and services for colleges and universities.

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Federal Student Loan Consolidation

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i-Quotes.com Federal Student Loan Consolidation

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2008/02/01

Student Loan Consolidation

See how a Student Loan Consolidation can benefit you. Apply now: online, secure and fast. Good or bad credit is OK.

Student Loan ConsolidationClick to Appy Online Now!

Student Loan Consolidation

Student Loan Consolidation FYI

Student Loan Consolidation
Click to Appy Online Now!